DESKING for the MODERN RETAILER:


*Compliance

*Desking Fundamentals

*Lender Structure

*NonPrime - Subprime 

*CIT Funding

*F&I Fundamentals - Mastering F&I

*Lease 

*Offsite Digital Retailing


For the Entire Team: Essential Building Blocks To Maximize Profits - Sales-Desking- F&I! 


Hundreds of Excellent Dealer Testimonials! 🙋‍♀️


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BEST MINDS COME TOGETHER!

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ASK FOR BECKY!

Since 2001...

 Excellent auto dealer testimonials!  

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Compliance

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Desking Principals

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 Desking F&I Alignment

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Desking Pro - AI Assistant

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  Digital Retailing

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Leasing Strategies

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F&I Fundamentals

REVENUE DRIVEN RESULTS...

 "Desking for the Modern Retailer"

ABOUT US

Chernek Consulting operates from a simple reality: every dealership is structurally different, but high-performance desking follows universal principles.


This Atlanta-based consultancy brings decades of real-world automotive retail and F&I leadership experience, specializing in desking discipline, desk–F&I alignment, and modern deal-structuring processes. Its work is grounded in proven operational frameworks that improve approval rates, reduce rehashes, tighten compliance exposure, and increase both front-end and back-end profitability.


Chernek’s wealth-building programs are not theory-based. They are process-driven systems designed to adapt to each dealership’s unique inventory mix, lender profile, customer base, and staffing model. The core focus is tightening desking procedures, improving deal quality at the point of first pencil, and structuring transactions that are both approvable and sustainable.

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TESTIMONIALS

What Our Clients Are Saying

I would highly recommend Becky Chernek for all finance and insurance training!

In my 30 years in the automobile business, she is the strongest trainer that I have had the opportunity to work with.

I will not put a finance manager in the office until they have been thru Becky’s program.

Her program has doubled my backend gross and product sales and has kept us compliant!

She is an asset to anyone that is involved in her training.


JAMIE COBB
VP Of Gwatney Chevrolet Automotive

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